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Regional Adjustment Bureau: Are customers happy working with them?

Regional Adjustment Bureau or RAB, Inc. is a privately owned collection agency working out of Memphis, Tennessee and aiming at maximum recovery for their clients.

What views do customers have about RAB Inc.?

Customers have offered their feedback on this Receivables Management Company in the Debt Consolidation Care Community forums. Here are what they have to say about the company:


Negative Feedback

  • Non-stop collection calls: Customers have made Regional Adjustment Bureau complaints related to the incessant phone calls the company makes to the debtors. They have accused the company professionals of being rude and demanding. Read more
  • Calling at work: Regional Adjustment Bureau has been accused of calling the place of employment of debtors and harassing them for collection. Find out more
  • Asking for neighbor's credit details: Debtors have alleged that Regional Adjustment Bureau Inc. or RAB Inc. called neighbors to gather information about the debtors' credit. Get more details
  • Repeatedly calling the wrong people: Individuals have complained of receiving constant calls from RAB Inc. for debts they do not owe. They have alleged that the calls did not stop even after the collection agency was informed. Find more details
  • Rude and disrespectful representatives: Debtors have made Regional Adjustment Bureau complaints saying that it is a very rude and disrespectful company. It has also been accused of charging a debtor twice the original amount owed. Get more details

How should you contact Regional Adjustment Bureau?

The address on which you may write to them is:


RAB, Inc.
7000 Goodlett Farms Parkway
Memphis, TN 38016


You may also call them at the Regional Adjustment Bureau phone numbers: 901-382-0250 or 800-829-0250

What to do if you are harassed by a Collection Agency (CA)?

The Fair Debt Collection Practices Act (FDCPA) has laid rules to protect the rights of debtors. Here are a few ways by which you can be protected from harassing collectors like RAB:

  • Stop 3rd party calls: If a debt collector is calling your family member, friends, neighbors, employers and employees for your debts, when they have your number, it is against the FDCPA rules. The only time CAs can call these people is when they cannot locate you. If they already have your location information, then they can no longer call any third party.
  • Stop calling letter: If you want a debt collector to stop making collection calls at your home, you may send him a 'stop calling letter'. To stop them from calling at work, you may either do it verbally or simply send them a letter asking them not to call. There is a restriction to the number of times a Collection Agency (CA) can call you in a day. Be aware of these rules and protect yourself. You may find sample letters available, which, you may use to send to the collection agencies if you want them to stop calling you.
  • Record phone conversation: This is an effective way to stop collectors from making harassing calls. You need to inform the person on the other side that you will be recording this telephone conversation as evidence. This evidence will then be used to file a formal complaint with the State Attorney General and the Federal Trade Commission (FTC). Remember that you should inform the caller before you begin taping the call.

The FDCPA protects your rights as a debtor and you must be aware of the laws in order to tackle debt collection agencies. Unless you are aware of your rights, you cannot get respite from harassing creditors.

  • Regional Adjustment Bureau/RAB
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  • Regional Adjustment Bureau/RAB

RAB Inc Regional Adjustment Bureau company is calling me non-stop at home, at work and now on my cell!! I called them and told them that I DID NOT want them to call my cell phone, as I am charged for those calls. Well the little B***H on the phone told me "oh yes we can call your cell phone and you need to pay your bill", I told her she was a joke and hung up. I can't take this anymore, I've told them to stop calling my place of employment as well, but it just does not stop. These people are SO rude and demanding. What can I do????




Has anyone been threatened lawsuits by these folks? If so, was RAB successful in obtaining a judgement? (non default judgement).

Sub: #1 posted on Tue, 05/17/2011 - 23:20

Unregistered


Ya, this way they will get a dose of their own medicine.

Sub: #2 posted on Wed, 04/13/2011 - 10:00

Good Nelly Good Nelly
Industry Expert
(Posts: 2633 | Credits: 529.22)

Called this number and the one who answered didn`t know any of these people listed and never heard of the Wydal`s. These people are looking for my wifes nephew who we haven`t seen in over 5 years an don`t know where he is. They say that they`ll remove my number but they keep calling anyways. Everybody in the country should call that number 10 times a day and laugh and hangup as they need to be harassed and tie up their phone lines.

Sub: #3 posted on Wed, 04/13/2011 - 01:53

Unregistered


Mr. I don't know who you think you are but you are about as full of shit as a Christmas goose. No one is obligated by law to tell you a dam thing.

Sub: #4 posted on Thu, 08/05/2010 - 09:43

Unregistered


It's funny! He claims to be such a "rare breed" and he claims to work with people, not against them, yet he is pulling the same tired tricks that his junk debt buying cohorts pull! LOL!!! I mean, is "we're gonna put you in the slammer" all those morons know how to say? It's hilarious!

Sub: #5 posted on Fri, 06/18/2010 - 03:29

jmoon219 jmoon219

(Posts: 48 | Credits: 8.14)

Quote:
Originally Posted byjmoon219
:rolleyes:

Okay, where are the cameras? This crap can't be for real. Well, then again, if it's a collector, anything is possible. Good luck on suing your soon to be ex-friend on some trumped up charges. Sounds like you are just p*ssed off at life in general. Maybe your ex-buddy has "always been successful in life" because, get this, he's not a debt collector! Yeah, jealousy noted when you typed that bit about his success. Get a life you moron. And no, you are not a "rare breed". You are in the same category as those "junk debt buying creeps". The only difference is the type of debts you purchase.


jmoon this guy came on to flame the boards,but this is too much fun exposing him as the typical piece of JDB garbage.i can just picture this cretin on the phone as he's posting.only it is being said,and not posted.this guy is an absolute fool.

Sub: #6 posted on Fri, 06/18/2010 - 03:24

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15511 | Credits: 1357.03)

Quote:
Originally Posted byAnonymous
I got him on being an accessory to helping a delinquent debtor hide! His spanking is coming!


:rolleyes:

Okay, where are the cameras? This crap can't be for real. Well, then again, if it's a collector, anything is possible. Good luck on suing your soon to be ex-friend on some trumped up charges. Sounds like you are just p*ssed off at life in general. Maybe your ex-buddy has "always been successful in life" because, get this, he's not a debt collector! Yeah, jealousy noted when you typed that bit about his success. Get a life you moron. And no, you are not a "rare breed". You are in the same category as those "junk debt buying creeps". The only difference is the type of debts you purchase.

Sub: #7 posted on Fri, 06/18/2010 - 03:19

jmoon219 jmoon219

(Posts: 48 | Credits: 8.14)

How can you be held criminally liable for not remembering something pertaining to civil case? You should be jailed for stupidity.

Sub: #8 posted on Fri, 06/18/2010 - 03:18

SOAPLADY SOAPLADY
Moderators Cum Industry Expert
(Posts: 17210 | Credits: 4746.28)

First of all, it's abet, not abed, idiot! Secondly, the law has NOT changed. You're so full of it your eyes are brown. Go spew your nonsense elsewhere, we're not buying it. You can NOT sue someone for NOT helping you find a debtor. It's none of their business to begin with. If you call me looking for one of my friends or family members, guess what you'll get from me? A cease and desist letter. And guess what will happen if you don't abide by it? I'll sue YOU!You need to get over yourself, buddy.

Sub: #9 posted on Fri, 06/18/2010 - 03:08

OhioGal1 OhioGal1
Moderators Cum Industry Expert
(Posts: 5254 | Credits: 830.46)

Quote:
Originally Posted bySOAPLADY
The judge will throw your case out. Your lucky soon to be ex friend has no liability so how can you sue him? I can just hear Judge Judy laughing!!! If he wasnt a cosignor, he cannot be sued for a debt...and he sure as hell cant be sued for not giving you information. He could actually turn around and sue you for malicious procecution!!



I got him on being an accessory to helping a delinquent debtor hide! His spanking is coming!

Sub: #10 posted on Fri, 06/18/2010 - 03:08

Unregistered


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