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Posts: 2
Credits: 45.95

I was checking my credit report and see there are 3 accounts being claimed by Portfolio Recovery. However they are claiming I have made payments on each of the accounts to them- which is a lie. I believe they are doing that to "keep the clock active" on these debts. Who would I complain to??

Ask the collection agency to validate the debt in writing. You can also use dispute the debt with the credit bureau.

Sub: #1 posted on Thu, 11/09/2017 - 08:43

(Posts: 3937 | Credits: 398.71)

Dispute the error with the 3 major credit bureaus. Do it as soon as possible because false listing can affect your credit score negatively.

Sub: #2 posted on Thu, 11/09/2017 - 19:04

sanderspatricia29 sanderspatricia29

(Posts: 606 | Credits: 63.61)

Yup, ask them to validate the debts and if they fail, dispute the debt with the credit bureau.

Sub: #3 posted on Fri, 11/10/2017 - 15:33

tiarajoseph11 tiarajoseph11

(Posts: 300 | Credits: 42.48)

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