I received a call like this twice, they didn't have my new job info. and I wasn't about to give it to them. I'm glad I read all of these statements. A "Chris Walker" called me supposedly from Baton Rouge LA. but he sounded more Middle Eastern. He called from 225-304-0899. I believe these phone numbers are from throw away cell phones.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.