I have been sent a letter from penta group stating I owe a large sum of money. A few years ago I had gotten ill and lost my job. No doubt you know the tale....this cc used, then that cc used.....just dug a huge hole for myself. I did my best to wrok with the original debtor, however they so harassed me always wanting more. Now...going through my credit file and doing my best to get out of this mess. In the mean while, being contacted by penta group. While I do owe the money.....I do not owe that much money so I sent (certified mail with return sig.) a letter of validation. Mean while I have all of these strange calls, as have my neighbors and family members. Making note of them....I happen to not speak with these people for I will end up getting stressed and ill again. I just want to pay these people and be done with this chapter. They do not make it easy do they?
So, drafted another letter informing them they cannot contact me....neighbors and family. How do I get them to lower the amount. I am not looking to make payments and they do ot seem to like this so are not budging on lowering the amount. As mentioned, I owe the money and trying to pay all those I owe money to but would like them to settle. How do i get them to settle? Thank You for any info.