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Payment Plans

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Posts: 2
Credits: 192.8

Hey all,

I know that most debt settlements made with a collection agency involve a lump sum -- like $2000 to settle a $4000 debt.

Is it possible to negotiate a settlement AND payment plan with an agency? In other words, $2000 for a $4000 debt paid over 12 months at $167/month?

Total Replies: 1

Absolutely but it may take some real negotiating on your point. Remember, the whole reason the account is with a collection agency is because you failed to make the payments you agreed to make with the original creditor so you can understand what collectors don't see this as a great option for them.
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Sub: #1 posted on Sat, 01/16/2010 - 17:15

AnyaR AnyaR

(Posts: 46 | Credits: 814.35)

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