Employment verification - Paramount Recovery Services

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My employer just received a fax from Paramount Recovery Services asking for verification of my employment. He knows of my financial troubles but does not want them contacting the office. The request gives no personal information and does not say it is from a collection agency. I don't know what bill or credit card this is regarding. What can I do so that they do not contact my employer again? Should we respond to the fax? Thanks for any help.




Send them a debt validation letter and a cease communication letter. Your employer is under no obligation to provide them with any info without a court order following a judgement.

Sub: #1 posted on Tue, 06/24/2008 - 10:06

Frogpatch Frogpatch
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Thanks so much for your help! I have received tons of good advice just from lurking around. It has really helped me take control of my situation!

Sub: #2 posted on Tue, 06/24/2008 - 10:33

jensa100 jensa100

(Posts: 6 | Credits: 5.44)

The Fair Debt Collection Practices Act clearly states that:

"???????a debt collector may not communicate with a consumer in connection with the collection of any debt??????? at the consumer's place of employment if the debt collector knows or has reason to know that the consumer's employer prohibits the consumer from receiving such communication."

If a debt collector continues to call you at work after being informed of your employer's prohibition of such calls, please document such violations and report them to your state's Attorney General' Office, the FTC and the Better Business Bureau.

Sub: #3 posted on Tue, 06/24/2008 - 11:21

jjanney jjanney

(Posts: 53 | Credits: 8.7)

I guess I can't understand why they would be contacting jesa100's employer, for the purposes of employment verification, in the first place. Would they have any legitimate reason, other than if they had already won a lawsuit and received a garnishment order, they would even need to contact the employer?

Unless they just thought it might be intimidating and/or embarrassing to jensa100.

I would definitely make sure to send them a debt validation and cease & desist letter to them. Be sure to make sure it states, in no uncertain terms, not to contact you at work or your employer. If they continue this behavior after they receive your letter (be sure to send CMRRR), then you have just nailed them on a violation of the fdcpa.

Sub: #4 posted on Tue, 06/24/2008 - 15:26

FloridaRon FloridaRon

(Posts: 1190 | Credits: 74.85)

Exactly, Ron. If they pursue this, then our friend has just earned another payday. They are just throwing their weight around here.

Sub: #5 posted on Tue, 06/24/2008 - 18:50

kscornell kscornell
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(Posts: 4409 | Credits: 473.18)

As the employer, do I have to respond to a verification of employment that I received for one of my employee? This is for Washington State. The employee says he has not initiated anything, so it might be for a collection of debt. Do I have to respond or can I ignore?

Sub: #6 posted on Tue, 03/31/2009 - 15:00

Unregistered


as frogpatch stated earlier.you are under no obligation without a court order to answer that in any form.

Sub: #7 posted on Tue, 03/31/2009 - 15:10

paulmergel paulmergel
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Thank you for confirming. I read that, but was not sure if it differed from state to state. Thanks again.

Sub: #8 posted on Tue, 03/31/2009 - 15:16

Unregistered


A lot of employers refuse to verify employment....we would have that problem when I was collecting student loans.?? However we would often verify by asking for the employee and once transfered, hanging up or playing with the voice mail system.?? So even collectors have ways around it without violating the law or any cease.

Sub: #9 posted on Tue, 03/31/2009 - 15:28

SOAPLADY SOAPLADY
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Yes, that happened to me when that one CA, First Shore in Illinois, left a message for me advising me if I didn't call her back by a certain time she would start calling these people at my old job.?? Funny thing was I was unemployed at the time and had not worked at that company for almost a year.?? When she hung up, the phone transferred over to a VRU which was the one at my old company, like she had that on hold and switched over to it after she left her message so I could hear she had called my old companies VRU, in order to try intimidating me.

I just laughed and laughed, then called the CA back and had a butt-load of fun with them!

Here's a link to the thread with my most in it: http://www.debtconsolidationcare.com/settlement/about3451 2.html??

It was THE most fun I have had with a CA, probably ever.

Sub: #10 posted on Tue, 03/31/2009 - 15:48

FloridaRon FloridaRon

(Posts: 1190 | Credits: 74.85)

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