Basically in 'small claims' cases, which incidentally there are no more small claims courts, now it is justice court and
A state law passed in 2011 makes it clear how the new consumer court is supposed to work: “The hearing is informal, with the sole objective being to dispense speedy justice between the parties,” the law states. The rules may not be “so complex that a reasonable person without legal training would have difficulty understanding or applying the rules.”
No more can seedy lawyers trip up a consumer representing themselves with complex legalese and book jargon!!!!
This is INCREDIBLE!!! Also, judges may now ask questions in the interest of seeing justice done!!! So if a pro se litigant does something slightly wrong, the judge can point it our, or ask a pertinent question to allow the pro se litigant to get his/her point across!!!
This makes Texas even BETTER to sue these monster debt collectors who can no longer hide behind creepy lawyers!!! OR when you are sued by a debt collector!!!!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.