Sample letter to collection agency - Visit debt settlement letters
Mon, 04/20/2009 19:36
I have been doing alot of reading on debt. I have my credit report and added all my debt up and its only 4,555.00 and a lot of them are small amounts so i dont think i should consolidate. I would like to negotiate with the collection people. I would like to get them to settle with me with me paying just a % of what i owe and agreeing to remove the item from my report. A lot of these are 4-6 yrs old so they will be falling off in a year or 2 but i need to do something now. Where can i find a good proposial letter to send them? Free would be good but if i have 2 pay for one i will do that as well. I read where alot of collection people would settle for around 25% 35% of the ballance. Any help would be great.