Has anyone had this company call their place of employment and actually speak or leave a message for the HR person? This lady called me at work today, the receptionist told her I was away from my desk, then she asked for our HR department. Are they allowed to call and threaten to garnish wages? She also told our receptionist that she was calling regarding a legal matter that I owed them money. Isn't that illegal? They have me all frazzled.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.