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Midland Credit Management Scam - Is it really a scam?

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midland credit management is a scam. They sent me a letter saying I owed them money for collection on a card I have never even owned. I checked my credit report and this card is not even on the report. They are preying on people that will send them money when no such debt exists. BEWARE!




finsfan13

Posts: 6933
Credits: 65210.65

Sub: #1 Midland Credit Management Scam
Sat, 05/05/2007 - 08:11

Midland Credit Management Scam:
Thanks for the warning. I dealt with Midland myself in the past..They were nothing but a nightmare, and I've heard the same from others.




Tweety71

Posts: 2061
Credits: 27883.15

Sub: #2 Midland Credit Management Scam:
Mon, 05/07/2007 - 06:02

Midland Credit Management Scam:
There has been a "MIKE" from midland credit management calling me on an old credit card balance from 2001. I looked them up on the BBB and they have a TON of complaints against them. I'm not sending them a dime.




cajunbulldog

Posts: 4859
Credits: 42498.55

Sub: #3 Tweety,if last payment is 2001 it is probably sol for court acti
Mon, 05/07/2007 - 06:14

Tweety,if last payment is 2001 it is probably sol for court action anyway. Just remember the cardinal rule we try to follow: No proper validation= No payment will be sent.




Unregistered

Sub: #4 Midland Credit Management
Sat, 10/11/2008 - 13:25

Just received another call from these people today, October 11, 2008. My fiance answered the phone and dealt with this rude obnoxious jerk. Anyways the guy claims I owe 1900.00 on a credit card and I have to pay it or will be prosecuted. The only credit card I owned was back in 1999 and had a $200 balance that was charged off years ago. I was unemployed for a while and couldn't make payments. MCM bought this and is now harrasing me. I just wanted to say thanks for the information, the links have been most helpful in how to deal with these people.




paulmergel


Posts: 15508
Credits: 135761.15272958

Sub: #5 reply
Sat, 10/11/2008 - 14:30

no problem stillie.this is the reason this forum exists.glad it helped. :D 8)




Unregistered

Sub: #6 Mail scams are FEDERAL crimes
Thu, 05/07/2009 - 08:36

Scams that use the US Postal Service are felonies. "Mail fraud refers to any scheme which attempts to unlawfully obtain money or valuables in which the postal system is used at any point in the commission of a criminal offense. Mail fraud is covered by Title 18 of the United States Code, Chapter 63."
If you are a victim of this scam, THIS TYPE OF CRIME NEEDS TO BE CALLED TO THE ATTENTION OF YOUR STATE ATTORNEY GENERAL'S OFFICE AND A FRAUD REPORT FILED WITH THE CONSUMER COMPLAINTS DIVISION OF THE FCC. Both can be done online, or forms can be downloaded and snail mailed.




Unregistered

Sub: #7 i can't say they ar always a scam..but slightly dishonest at tim
Thu, 05/07/2009 - 09:16

i can't say they ar always a scam..but slightly dishonest at times..i had a cc that went into co and was sold to MCM. Now the account they had was the cc and i knew that..i eventually paid in full..but mcm has a different date of first delinqueny than oc and is scheduled to fall off cr a year after oc! i have disputed and it has been verified..but yes mcm is a little dishonest and does employ unethical collection practices..and yes they have many many many complaints..be careful with them..they are heartless..




Chrys Henderson

Posts: 2560
Credits: 17373.3

Sub: #8 The vast majority of the time, complaining with USPS is not goin
Fri, 05/08/2009 - 01:27

The vast majority of the time, complaining with USPS is not going to help, because they do their unlawful deeds via phone - which is the purview of the FCC, which is also a Federal crime.

I would definitely say they are a scam...
("http://www.budhibbs.com/collectorpages/midland_credit_management.htm")
("http://www.budhibbs.com/collectorpages/midland_credit_managemen t_cmts.htm")




Unregistered

Sub: #9 Contacted by this group tonight
Thu, 05/21/2009 - 16:12

It's interesting to read these posts....I told "Simon" I would not pay anything until I investigated further. This outstanding balance he is referring to was paid off several years ago at JCP. But he states there is still a balance of $491 and my limit was not that high at the time I had the card several (?10) years ago. He said it was charged off in 2006 by JCP....so should I contact Penney's?

They call every morning while I am at work and wake my mother who is elderly and the phone is in her name.....Is there anything I can do to stop this?




NASCAR_Devil


Posts: 4668
Credits: 30821.994972777

Sub: #10 What state do you live in? When was the last time a payment was
Thu, 05/21/2009 - 16:15

What state do you live in? When was the last time a payment was made on the account? If you are past SOL, I would send them a full cease comm FOAD letter.




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