Again, when I disputed their report, they listed a new one on my report. This is getting ridiculous. I had two accounts (credit cards) 10 years ago that went to Midland sometime after that. For two credit cards I have 12 listings with Midland Credit on my credit report. They have not contacted me since 2002 and yet list the date as being opened in 2007 (for the same account listed two spots higher as being opened in 2005). I disputed last month and now they just put a new one on. How do I get them to stop? I have sent DV letters for every listing and never had a response but I do have the proof they received the letters. Any ideas?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.