I have been asking a bill collection agency, that's been calling the house to validate a bill that I owe so i can see how much it is and make arrangments for it. It looks like an itemized sheet, of my diagnosis, the date i was treated and what i was treated for including my diagnosis. They also sent a form that I signed for consent to be treated. I had assumed, that regarding Hippa, they are not allowed to view my diagnosis/treatment and consent forms? Why is this allowed and can they do this? I know they have to collect the bill, but I know what a hospital bill looks like and an itemized sheet of my diagnosis, dated back to 2010. I need to know what the rules are in reference to a collection agency, being allowed to see my medical files, directly from the hospital.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.