A company called MCM called me about a credit card. I admit the debt but I want to discuss what happened. A man called me and he was speaking broken English. I could not understand him and I also had a bad phone signal. So, I tell the man that I have to go and to call me back at a later time because I was also at work. He keeps talking to me and keeps trying to push a settlement offer on me. I keep telling him I have to go. So then he yells at me and says"DO YOU UNDERSTAND WHAT I AM SAYING, DO YOU UNDERSTAND CLEAR ENGLISH" that really made me mad. He could not speak clear English. Am, I wrong for being upset. Has anyone else here had that problem and what should I do about it?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.