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Here is my situation. I had a credit card with Newport News in the early 2000's. I was behind on my payments and I called and got a payoff amount and mail them their last payment with a cashiers check. My check was dated 7/3/02. It cleared the bank of 7/17/02. Also, included with my payment was a letter that my account per our conversation would be paid in full. On April 16, 2008, I received a call from Mann Bracken, LLC regarding this matter. I faxed them a copy of the letter and check and thought this was taken care of. Today, I was served with papers where they have filed suite against me. Where do I go from here.

Tammy...please try to keep this in a single thread. First thing is you must answer the summons or they win by default. What did they send with the summons? A questionaire, Request for Discovery, interrogatories? Do you have all the documentation from the paid off debt? Did you request debt validation from Mann Bracken prior to the summons? If I remember correctly you live in GA and are subject to a 6 year SOL so SOL would be your defense but we want to make sure that you are prepared for any evetuality. Please register as a member so that you can receive all the benefits here. Membership has its privileges.

Sub: #1 posted on Thu, 07/17/2008 - 16:14

Moderators Cum Industry Expert
(Posts: 4665 | Credits: 308.23)

Tammy, make sure you watch your back with Mann Bracken, do as Nascar says and and you will be fine. :)

Sub: #2 posted on Thu, 07/17/2008 - 17:27

Shazzers Shazzers
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(Posts: 17342 | Credits: 1592.88)

There was no other supporting paperwork just where they had filed suite (I received this yesterday). I have a copy of the letter and check that was sent to the original creditor. I have not requested anything from them. Should I contact them or hire an attorney?

Sub: #3 posted on Thu, 07/17/2008 - 19:07


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