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Mann Bracken: Is it difficult to deal with them?

Mann Bracken can be difficult to deal with. Many consumers have complained about them being rude and harassing. Also, Mann Bracken LLC is often non-cooperative and normally demands the entire debt amount. Hence, you can have a tough time dealing with them.

What to do when sued by Mann Bracken

Mann Bracken often pretends to be a law firm (see here). However, when you're sued by Mann Bracken, don't panic. Remember that you need to be properly served with the summons for appearing before the court. You have a right to get proper validation of the debt from the collector. You may also try to contact a lawyer of Mann Bracken Law firm directly and discuss a settlement with him. Read more...


Our community member Skydivr7673 has confirmed that some states require the collection agencies to be licensed in the state to operate legally. Hence, when contacted by Mann Bracken, you may look up for the licensing details in the state licensing database.


When you're served by Mann Bracken, don't fail to reply to the summons. One consumer had stated that Mann Bracken didn't show up on the court date and thus he got his case dismissed. But he kept checking the court site and came to know that he is again being sued by the collector in a county where he doesn't reside. Learn more...

What to do when asked to participate in debt arbitration

If you're not interested to participate in the arbitration process, you may send the 'Refusal of arbitration letter' to them. To conduct the arbitration successfully, Mann Bracken would need to prove that you have given your consent for it and also that the account was with the original creditor during the period of arbitration. Learn more...

Avoid making mistakes when dealing with the CA

This consumer when contacted by Mann Bracken has sent the validation letter as per requirement but at the same time she started sending $50 to the collector towards the loan. Mann bracken cashed out every check but never validated the debt.


Please don't commit such a mistake; you're giving up your rights by not demanding the validation. This way you can never know whether you're paying the right collector or if the money is applied towards the loan repayment. Send the validation letter to Mann Bracken through the certified mail with return receipt requested (CMRRR). The collector can't continue with collection activities till it validates the debt.

I am trying very hard to pay off all my Date: Wed, 02/20/2008 05:36
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I am trying very hard to pay off all my credit card debts. I - being a total idiot went to a debt settlement company. They "suggested" that I not pay my bills, and that they had great relationship with creditors.... What a lie.

Anyway, I am now in a dmp. I'm trying to pay off all my loans 100%. However, Mann Bracken Llc. wants a lump sum payment. I do not have the funds to give them the payment. I offered to pay it off through the DMP program. No deal. They said they would continue with the arbitration and see me there.

Is there anything I can do? I tried calling Chase directly. They said I could only talk to Mann Bracken law firm is a collection agency which threatens to take you to arbitration. Read the discussion to know the way out. that they no longer had the account.

The lady on the phone was very nasty. She told me if it went to arbitration I could pay her attorney fees and court cost. All of this is true information. So not misrepresentation.

I think I may be stuck. But I have a budget, and I am trying to pay everyone. That leaves me very little wiggle room when it comes to something like this.

Suggestions would be greatly appreciated.

Thank you,

NewMMC




I live in MI.

Sub: #1 posted on Wed, 02/20/2008 - 05:37

Unregistered


hiya MMC--

Tell me something--exacly how does the agency name show up on the letters they send you? Is it Mann Bracken, or Mann and Bracken, or something else?

I am trying to find out some info for you, and in Michigan, collection agencies are required to be licensed or they cannot conduct business there. I searched on your state's website for the following:

Mann Bracken
Mann Bracken LLC
Mann Bracken law firm

Mann and Bracken
Mann and bracken LLC

And none of those searches pull up anything. If they do not have a license in your state, regardless of where their state is, I would tell them to get bent, honestly, because any action they take, be it arbitration, filing a lawsuit, even just calling you or sending you a request for payment letter, all of it is ILLEGAL. They cannot report on your credit files, because the FTC has concluded that doing so is collection activity. They cannot legally do ANYTHING over this debt. Now, that doesnt change the fact of whether or not you owe it, but it means that they cannot collect it.

What you need to do is send them a certified letter as soon as you can. In this letter, tell them that you are hereby requesting that they cease and desist. Tell them that no further contact is allowed, be it in writing, over the phone or by any other means. Of course, lets verify that I got the name right before we do that, but if they arent licensed, I would tell them that they are unlawfully trying to collect a debt without being licensed to conduct any business in your state. Inform them that should they ignore this request you will have no choice but to file suit for violation of federal and state laws.

Sub: #2 posted on Wed, 02/20/2008 - 23:28

skydivr7673 skydivr7673
Moderators Cum Industry Expert
(Posts: 2037 | Credits: 579.66)

Read here how to handle Mann Bracken law firm. The arbritration is a scam!

Sub: #3 posted on Wed, 02/20/2008 - 23:42

Frogpatch Frogpatch
Moderators Cum Industry Expert
(Posts: 5381 | Credits: 652.52)

My wife and I Beat Them At 1 Arbitration Case.They took us to arbitration on 2 accounts.We had all her coworkers and myself print afadavids on the way they talked to people on the phone.All the threats were listed and we sent them to Atlanta.On the second account we were never notified of the arbitration untill I recieved a summons to court.We setup a payment plan with them and paid 6 payments and now I cant get anyone from Mann Bracken law firm to contct me. Hopefully They Have Closed up Shop but I cant get that Lucky.Hope This Helps.

Sub: #4 posted on Wed, 03/12/2008 - 21:54

Unregistered


I too got involved with FDRS (a debt relief system) big mistake. I have been served a summons & have 2 weeks to get up $25,000 or 7,000 & 12 payments of 2200.I don't have it. What can I do?

Sub: #5 posted on Fri, 03/14/2008 - 08:53

Unregistered


Amber, your summons will just validate the debt. in your state. I am dealing with Mann Bracken law firm. I send them $50 a month and when they clear the first check, that means they are accepting your payment plan. I even wrote them a letter stating my proposal. They are full of $%$@

Sub: #6 posted on Sat, 09/13/2008 - 19:32

Unregistered


What happens when they serve you the summons, that validates the debt. in your state. Once they do that, they can garnish your wages, ect. It takes a lot of debt. to do that though. Usually over 10K

Sub: #7 posted on Sat, 09/13/2008 - 19:34

Unregistered


Yesterday I got a FedEx from Mann Bracken saying that I too have an arrbitration. I am working with FDR (Freedom debt relief) and I've contacted them, but I'm still extremely nervous. Has anyone ever dealt with Mann B on something like this? What can I do?

Sub: #8 posted on Sun, 09/14/2008 - 00:50

Unregistered


I don't believe a summons validates a debt in any state. All a summons is is a court document that says you are being called to appear in court.

Sub: #9 posted on Sun, 09/14/2008 - 11:28

Unregistered


I spoke to Mann Bracken Law firm back in March, just two months after signing on with a debt management company. In July, my son received something in the mail from a junk company about it saying that they could help me. There was a case number. When I looked up the case number on the courts web site, Mann Bracken had filed and I was to appear in court on Sept 3rd. Only one thing.....they never served me. I decided to go to court anyway. I did, no case, no Mann Bracken. Because they did not serve me, no case. However, I do keep up on the courts web site and have found that they've filed again which will mean another day off of work. I know that they looked into my credit report and know where I live, but they are taking me to court in another county where my son lived (he just moved back).
So I'm going to keep track of the web site to see if/when another date is set and will go again summons or no summons.
So far the debt management company that I am working with have been straight and up front with what to expect. Also, being new with this company and not enough funds to get accounts settled, one of my 'smaller' accounts settled last week.

Sub: #10 posted on Sun, 09/14/2008 - 22:34

Unregistered


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