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"Date Major Delinquency First Reported"

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DOFD must be reported w/in 90 of opening a tradeline with the CRA's. It appears as though LVNV has recently acquired the debt and are reporting the DOFD as 01-03. That info was added to the TL in 07/08. This is not re-aging

Sub: #1 posted on Tue, 08/05/2008 - 09:28

NASCAR_Devil NASCAR_Devil
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(Posts: 4666 | Credits: 308.23)

From the CDIA manual, which is the guide that all data furnishers must follow, Factoring Company is correct. What is incorrect on the LVNV TL likely is it is reported as an Installment account.

Sub: #2 posted on Tue, 08/05/2008 - 17:29

NASCAR_Devil NASCAR_Devil
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(Posts: 4666 | Credits: 308.23)

Thank you so much this makes me feel much better. I can now sleep at night :)

Sub: #3 posted on Wed, 08/06/2008 - 04:38

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