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What can I do after validation received?

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I received validation from the CA, the debt is almost 12k, what options do I have? The CA is LHR inc, and I am not clear if they bought the debt or are collecting for First Equity? I do not have the money to settle and know getting sued is ineveitable. Are there any other options I am missing? Thanks!

Was the validation complete or just a peice of paper with your name and amount owed and maybe a few statments. If it was the latter then I would redispute and ask for complete validation including the contract you signed.

Sub: #1 posted on Sat, 08/09/2008 - 02:13

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some CA'S see the dunning letter as validation.puhlease,check out what you received.a simple letter with there letterhead no less.

Sub: #2 posted on Sat, 08/09/2008 - 02:20

paulmergel paulmergel
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