A co-worker of mine says someone from Legal Mediation Services, number: (904) 387-3187 just called looking for me at my office. Is this ARM? As I did send a cease and desist as MTE did not validate my debt correctly. Or, is this someone else? All of the rest of my PDL's are in my dmp. Can anyone help?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.