These people are very rude!!! They cussed me out said that if I don't have the money by 12 noon today that I would find out the hard way about them and they would press charges. I called againg to find out why they were being so rude to me and Todd Ellis the managaer kept hanging up in my face. His employee Michael Davis was no better. I don't understand why you cannont make payments on a debt. They just called me yesterday expecting me to have the money by today. THAT IS NOT FAIR AT ALL!!!!!!! After reading all of blogs on this company I am afraid that if I send the money where will it really be going to? These people are a scam!!! Just look at their place of business. It looks like they set up shop in someone's house. I thought law firms were in office buildings...
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.