Call from Joseph Pezzuto Law Office in Pheonix, AZ

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I got a call from a law office that bought my account and they want me to pay the balance in full right away. When I told them I couldn't they told me to ask to borrow the money or go to Citifinancial to get the money. Ok, so now take out another loan because I can afford to pay them and put my credit in the toilet a bit more. I live in PA, can they sue me and if they can what will happen???????




Aren't they a piece of work! Let me see what I can dig up on them!

Sub: #1 posted on Fri, 06/27/2008 - 09:43

Frogpatch Frogpatch
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I can't find anything with that spelling!

Sub: #2 posted on Fri, 06/27/2008 - 09:46

Frogpatch Frogpatch
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(Posts: 5381 | Credits: 652.49)

I'm sorry, it is Joseph Pezzuto. I got the spelling wrong but I just looked it up by phone number in the yellow pages.

Sub: #3 posted on Fri, 06/27/2008 - 10:02

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Have you heard anything from them through USPS yet? When you do, you should get a debt validation letter out to them, make them validate that debt before you discuss anything with them! :)

Sub: #4 posted on Fri, 06/27/2008 - 10:04

Shazzers Shazzers
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Another Collect America franchisee...this oughtta be a good one

He hasn't hit Bud Hibb's radar yet and there's just a little bit on the Rip Off report about him. Wait and see what he sends you. If he's making demands for immediate payment on the phone, maybe he'll be stupid enough to commit it to writing :twisted:

Sub: #5 posted on Fri, 06/27/2008 - 10:42

NASCAR_Devil NASCAR_Devil
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Oh, I did ask for something in writing. They said they will send me something with a payoff of $500 less if I can pay it by Monday. Ok, where am I getting that money from?

Sub: #6 posted on Fri, 06/27/2008 - 11:29

Unregistered


When you get the letter make sure it has the "mini-miranda" on it. If it doesn't and state's "this is a demand for immediate payment" or "due in our office in 10 days" with nothing about disputing the debt hang on to that lottery ticket.

Sub: #7 posted on Fri, 06/27/2008 - 11:43

NASCAR_Devil NASCAR_Devil
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Well, the woman I spoke to was very upset because I told her I did not have an e-mail address or number she could fax the letter to and therefore the payment by Monday is just not going to happen. I don't want to give these people any more information then they already have. I told her a letter in the mail would do just fine so I can verify some things. I know it is the end of the month but jeez, let it go already.

Sub: #8 posted on Fri, 06/27/2008 - 11:51

Unregistered


I have started my encounters with the office of J.Pezzuto. Before returning the calls the have been placing to my parents home (which I have no clue how they got this number - its not even included on my credit report, nor I have lived with them since I moved out for College) I decided to check out this guy. I found this forum among others and really got some information to stand on.
I called in, let the asst. in charge of my acct. go through his case and then I simply said "alright I have heard what you have said, I would like to send a letter of validation for this debt. I want to confirm that the debt is mine and that you have right to collect this debt." Well he did not like this one bit. He kept saying "no,no,no we have already sent information to you in the mail recently ". I replied telling him that "I am entitled to send my own letter of validation and they should be expecting it soon." After I said that he started into telling me that I sound like an intelligent guy and that he was going to do a favor for me. I stopped him from providing me with the favor and asked for his offices mailing address. He would not give it to me, he just kept repeating his favorite line...."no,no'no" "I am going to do a favor for you" I informed him that he has to give me the address and that I have the right to validate the debt before going any further. He then told me that "I know your type, you just want to stall and push this back ever further to buy yourself time". I replied with its my legal right and you will not take this from me. I asked for the mailing address one more time, he did not give it to me. Then finally I said well looking for my letter in the mail and do not attempt to contact me for another days while research is done on this debt.

Are these guys animals are what? What agencies police these companies? Who would you lodge a complaint to?

Sub: #9 posted on Fri, 09/12/2008 - 09:28

Unregistered


Joe Pezzuto's office has been calling me for a debt I have with Bank of America. I am more than willing to start paying off my debt, but they want the money in one lump sum. I owe a little over 1,500.00, but I don't know if I should give them a penny. They want me to give them 500 now, and 1,300 at the end of this month. I don't havethat kidn of money, that is the reason i didn't pay off what i owed before in the first place. i told them this, and they said I needed to borrow it or find it somehow.
I called BoA to see if I could pay them, but they had already given my account to creditors and nothing could be done.

Sub: #10 posted on Wed, 03/04/2009 - 12:55

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