has anybody heard of this company? i got a call from some lady saying that she will be showing up to my house to give me some papers she did call from a 619 area code # (which is where i live) however i tried to call the # back and i get a "this number is disconnected" also in her v/m she says to get info to call this number 1-877-256-4508 with some case number. i called and spoke with some guy named marshall, he said it was for some bad checks for a payday loan, then i said i cannot confirm nor deny what he is talking about and i need something in writing. he asked if an address was correct (which is my old one) and i said no, that i will be sending him a letter to confirm the debt via cert mail and to reply to a po box i will get now. i asked who the lady was and if they are sending somebody to my house, he said "i dont know, we are in new york, not CA" he couldnt even confirm if they faxed paperwork to somebody to serve me some papers. should i be worried? i dont know what to do tia
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.