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can collection agencies legally haunt you with toll free calls to your family as well as yourself for services NON rendered? example: making an appointment, then cancelling it, yet the business places your non serviced appointment in collections?




I would think if they had something legal in writing about it, yes. But if it was just a verbal, they would have a hard time collecting on it if you fight it. I don't know how to get them not to call your family though? Why do they have your families numbers?

Sub: #1 posted on Mon, 08/11/2008 - 12:12

smo65d11 smo65d11

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the easy answer is NO, they cannot. Legally, anyways, they cannot. It is a violation of the fdcpa, a federal law, for a third party debt collector to contact anyone other than you except for when they are making a genuine attempt to locate you. Even then, they can only call that specific person once, and only if they dont have a way to contact you.

What state do you live in? You have grounds for a lawsuit at this point, seriously. Depending on your state you may be able to record them calling and put them in a corner over it.

Of course, you can also send them a certified cease and desist letter telling them that they are not allowed to contact you or any of your family members about this matter--if they get that letter and keep calling anyways its another violation of the FDCPA....

Sub: #2 posted on Tue, 08/12/2008 - 16:28

skydivr7673 skydivr7673
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Is this in regards to a canceled Dr's appt? Most Dr's offices have a policy that unless you cancel your appt 24 hours in advance, then they charge for non-cancelation. Best way to handle it is to contact the Dr's office and work it out with them. Make sure they call off the CA before you pay.

Sub: #3 posted on Wed, 08/13/2008 - 03:28

NASCAR_Devil NASCAR_Devil
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