Under the FDCPA, collectors can contact a third party such as your employer or neighbors only if they have not been able to locate you. But, they are not permitted to disclose the amount of the debt to anyone. However, they may be able to get your wages garnished.
Your wages can be garnished if your state law permits it and your creditors can secure a judgment from court. It is also important to note that your paycheck can't be garnished if the state in which you reside doesn't allow wage garnishment. Every state and the federal government limits the amount of money that can be garnished from your paycheck. Every state permits garnishment for debts to the government, child support, and alimony.
So, if a lawsuit has been filed against you for a debt, it is advisable that you get help from an attorney as soon as possible. If you don't appear in the court, the plaintiff can obtain a default judgment against you. The court may then issue a wage garnishment order to ensure you repay your debts.
I heard GE money sent letters to your employer try...
Tue, 11/04/2008 07:27
I heard GE money sent letters to your employer try to garnish your wage, can they do that?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.