Received many calls from this company indicating that they have several accounts (old PDLs) which are past the SOL in Florida (over 4 years) trying to collect. I have told them time after time that those accounts have been closed, charged off or PIF, but they continue calling. Today they called my corporate HR in Washington DC asking about garnishing my wages. Not only did they call DC but also called my main office switchboard # and told the receptionist the whole story about garnishing my wages, etc. First, can they garnish my wages without a judgement? And secondly, can they disclose all of my personal information to third parties? Thank you.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.