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Is it a violation of FDCPA if the employer garnishes wages without a lawsuit?

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Is it a violation of FDCPA if the employer garnishes wages without a lawsuit? Can a creditor do it?




Do you get a lawsuit summons? To do so, the creditor needs to sue you first.

Sub: #1 posted on Thu, 11/16/2017 - 18:47

sanderspatricia29 sanderspatricia29

(Posts: 606 | Credits: 63.61)

No, it's not possible. Your creditors can't just start garnishing your wages. They must first sue you, win, and get a court order requiring you to pay what you owe.

Sub: #2 posted on Mon, 11/20/2017 - 11:51

Barbara Delinsky Barbara Delinsky

(Posts: 264 | Credits: 26.21)

Your credit first wins a judgment and then employer can garnish wages. Your employer also has to notify your about the wage garnishment.

Sub: #3 posted on Wed, 11/22/2017 - 18:27

Good Nelly Good Nelly
Industry Expert
(Posts: 2659 | Credits: 531.75)

You need to file a lawsuit if the creditor garnishes wages without any prior notification.

Sub: #4 posted on Fri, 11/24/2017 - 17:13

Mabelle Page Mabelle Page

(Posts: 149 | Credits: 14.62)

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