My experience with First Resolutions Management (so far)....
Since I have gotten so much help from this board, I would like start sharing my experiences for those who might benefit from it. I hope this is ok.
I've previously posted about how my bank one account (which was 700 the last time i paid, and 1158 when it was charged off) was sent to an agency called Unifund which was just sent as of last week to an agency based in Canada called First Resolutions Management.
So I called them last week to try to settle this. The woman I spoke with seemed nice and she told me she couldnt locate my account probably cause if it was new it wasnt in the database so she told me to call next week (which is this week)
So I called today and the person i spoke with was professional. He told me my account was just received. i told him that i had not received any letters in the mail and did not want to make any arrangements until i received a letter. He said they would send me a letter with the balance owed and I would receive it in a few days. (he did not give me any trouble with this request) He told me the balance was 1158 but they had to add accrued interest and this would be reflected in the letter. Of course he asked me how i would like to settle this, i told him i could pay in installments but i had to wait until I received my letter (which once received I will send a debt validation letter but of course i didn't tell him that) he told me the best they could offer was installments of 579 (which means i can only pay half now then half later) but then he said he had to calculate the interest first but that would be in the letter.
So now i will wait for my letter and then proceed to send in my DV letter and see what happens. So far they haven't been terrible, this person was professional and non threatening. So we'll see how this goes, hopefully well.