Dyck O Neal
I owe Dyck O Neal (ca) 40k from a promissory note with the last short sale in florida (deficiency state). The short sale was negotiated by PMI and eventually passed on to the CA. After 5 months they want to offer only 50% (20k) and will not budge in inspite of repeated pleas and bargaining.
Any experience dealing with this collection agency? Whats the difference dealing with settlement thru credit cards vs promissory note from a short sale?