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Has anyone dealt with Harvard Collection? They are appearing on my credit report as a collection, however, when I call the tele number it rings fast busy and I can't get through. Also, my credit report shows it is from an old long distance debt from 4 years ago. Can they legally list on my credit report a collection without having contacted me in writing or via tele?

I believe they can, I'll see what I can dig up for contact info.

Sub: #1 posted on Sat, 01/05/2008 - 10:16

(Posts: 2934 | Credits: 192.01)
Harvard Collection Services
4839 N. Elston Ave
Chicago, IL 60630
Phone: (773) 283-7500
Fax: (773) 283-5086

Found it, hope this helps.

Sub: #2 posted on Sat, 01/05/2008 - 10:19

(Posts: 2934 | Credits: 192.01)

If the phone number does not work for you try sending them a debt validation letter (you can find a good template for one via the first link in my signature) send it certified mail, return receipt requested.

Sub: #3 posted on Sat, 01/05/2008 - 10:20

(Posts: 2934 | Credits: 192.01)

On our credit report Harvard Collection reported that my husband owes on a sprint bill for $400. This happened to us last year and with another collection agency. We were able to dispute the charges and they discovered it was someone with my husband's name and a different SS#. We have a letter from the other agency stating my husband does not owe the money. Now Harvard collection has my husband listed as not paying the Sprint bill. I called Harvard and they want me to send a copy of my husband social security card and driver's license in order for them to check and remove my husband's name. Is it safe for me to send them my husband's information. Is it legal to request this. How do I get this fixed?

Sub: #4 posted on Tue, 05/19/2009 - 04:50


This is a scam to try and get your S.S. Don't do it. Legally, they have to send you the documents that they say you owe. Get a lawyer. It's worth a couple of hours to rid yourself of this kind of trouble.

Sub: #5 posted on Wed, 06/24/2009 - 07:20



Sub: #6 posted on Tue, 07/14/2009 - 03:15


It is not a good idea to send out that kind of information. On the other hand, they need to be able to see it is not his debt. I would suggest you make the photocopies, but redact (black out) all the numbers except the last four. That protects his information while still being able to prove it is not his debt. Also ask them how they got this account. I would bet that the last company sold it to them despite the fact they knew it to be could sue the company for selling a known false debt.

Sub: #7 posted on Tue, 07/14/2009 - 03:34

goldenbast goldenbast
Moderators Cum Industry Expert
(Posts: 2885 | Credits: 380.48)

Harvard debt collection called to say I had a debt from 2003 whice was a debt made by an old boyfriend-one in which I have paid and paid and paid. I have refused to pay this one because he took so much from me(something I hate to admit). So I finally decided to pay tho reluctantly. Take my heart take my money. I know I'm not the only one to have this happen. In these tough times I decided to help my credit.

Sub: #8 posted on Thu, 07/23/2009 - 20:11


I received a call this morning from "Christopher" with a thick south Asian accent claiming to be from Harvard Collection Agency. He said the call was being recorded and that there is an unpaid Sprint bill for $50 on my credit report from 2005. He immediately demanded that I give him a credit card number to pay the bill and remove it from my credit report. He had my name, address, and last four of my SSAN. I do have a Sprint wireless account, and have had one continuously for almost 10 years. It seems odd that they haven't mentioned anything about a $50 past due balance. Skeptical, I asked him for the Sprint account number. He didn't answer, saying instead they had tried to call me "numerous times". Wrong, I said, I have an answering machine and no one from Sprint or HCA has ever called. I asked him for the date of the bill. His answer was that they had purchased the account from Sprint in late 2007. It's now the middle of 2009, I told him. Why had I not received any bill in the mail, either from Sprint or from Harvard, in those 18 months? He said they've called many many times and again demanded immediate payment. I told him I don't respond to phone calls out of the blue asking for money, whether from HCA, obscure charities, or anyone else. I told him in no uncertain terms that he must send me a paper copy of the bill in the U.S. mail (he has my address) to prove that he was legitimate, and that our conversation was over. I suspect that they dare not send anything by mail for fear of violating federal mail fraud statutes. At any rate, I'm reporting the call to Lisa Madigan, Illinois Attorney General. If this is a scam and not a case of mistaken identity, then I'm confident she'll issue a cease and desist order or shut them down completely.

Sub: #9 posted on Sat, 08/08/2009 - 21:31


They called me saying i had a balance with sprint pcs and the only thing he had was my address from 6 or 7 years ago i told him my account with sprint was closed in good standing and he wanted to get my ssn after different questions he said sprint was going to send me a letter with all details on that account .. I never received anything from them so i was not worried but i got copy of my credit report and the only bad and stupid thing its that ........harvard collections ..... Im sending the dispute letter and hopefully they fix it ..

Sub: #10 posted on Wed, 09/23/2009 - 07:27


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