On Aug. 24, 2011 I received a Judgement from the Lamar County Cort for Frederic Hanna and assoc. for a past due credit card bill that I can not pay. On Aug. 26, 2013 I received a notice again from Hanna and Assoc. asking for the money. I have no checking acct. and all I have is a savings acct of $400.00. I have not had any activity on this acct since 2006. Am I coming up on the statue of limitations? Or should I contact them and see if they will settle for the $400.00? They want $3533.38. I have not worked since 2006 and I have no income what so ever. What should I do?
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