My son received a call from one of my old collection accounts yesterday and he said they were asking all kinds of questions about me. He knows about my credit history and the problems I have, as well as how frequently collectors call and I have clearly told him not to talk to them.
However, this particular one (who did not identify herself or the agency) was asking if I still worked at a certain employer and my son said yes. This terrifies me because I'm up for a promotion at work in the ACCOUNTING department and don't want ANYTHING to kill this opportunity. The last thing I need is a garnishment right now because I'm finally getting on my feet and starting to clean up my credit. This is a collection agency on a debt that is very close to SOL (I think it's the one) and is due to drop off my report next year.
I am in the process of sending DVs and CD letters to those who contact me continuously but since I have no way of knowing which one this call was from, I don't know which to use or if I should include them both in one letter. He (my son) said they gave him a phone number (1-800) but he didn't write it down because he knew it was a collector. I am fuming mad about him telling them where I work!!!
Should I be concerned about the possibility of a wage garnishment or continue cleaning and sending letters without worry?
Thank you and this is the best site ever for those who want help with credit repair and dealing with a**hole collectors.
Thank you for all you do!