I am dealing with Creditors Financial and before reading about them and doing a little homework I have agreed to pay them $923. I offered $300 then $750 (even though that was a little much) but they declined my offer and said if we didn't pay at least $923 that we would be sued!
Not knowing anything about the company OR about what they can and can't do I agreed to pay them money. I authorized payment for this Thursday, 7/31. I was extremely stressed after talking with my rep and her telling me "Bascially, you're going to loose everything you have!" Oh...that was after her telling me that she was going to sue us for all we've got! (which isn't a whole lot!!!)
My question is....after agreeing to pay that money can I call them back now and tell them they need to make the payment less? I really would like to pay what I originally offered b/c I am BROKE and really can't afford to make that large payment right now!
Oh...few other things:
This account is in my husbands name...I'm not even listed!
The reason I called them was because they called both my mother and father telling them they were going to be suing my husband and I if they didn't receive a call back within 24 hours.
Help!? Any suggestions? This is stressing me OUT!