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Can a creditor come to your place of employment?

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I owe a money on a car loan and while I am late due to extenuating circumstances, I have the creditor visiting my place of employment and asking for me, sometimes once and twice a day. If I lose my job because of this, how can I pay him at all? Please let me know if this is illegal, quickly! Thank you!




SOAPLADY


Debt Samaritan
Posts: 17181
Credits: 474368.58869987

Sub: #1 Nope, it not illegal. Have you called them to let them know th
Fri, 09/28/2012 - 15:33

Nope, it not illegal.

Have you called them to let them know the circumstances? How late are you? If it is a "buy here pay here" type lot, they can repo you at any time.




waffles


Posts: 1691
Credits: 30966.556501921

Sub: #2 I don't know, soaplady. I think there's a point where this goes
Fri, 09/28/2012 - 16:25

I don't know, soaplady. I think there's a point where this goes outside of the realm of collection law and into full out criminal law. You can't show up to people's work, stalking them into paying you. That's pure harassment...




SOAPLADY


Debt Samaritan
Posts: 17181
Credits: 474368.58869987

Sub: #3 It is a secured debt. Doesnt sound like the poster is communic
Fri, 09/28/2012 - 16:45

It is a secured debt. Doesnt sound like the poster is communicating properly. Or the poster is avoiding their visits which in turn makes them return. Unless this is CA or TX, creditors can do whatever is necessary.


I suspect we are not getting the full story.




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