I have been dealing with a collection agency since January 2017 trying to resolve my debt with them. I have been paying them every 2 weeks up until recently when I realized that the dates and the amounts that we had agreed upon are not adding up. According to my Credit Karma report not one amount or date that we agreed to have matched. I now feel that I am being played by the credit agency and want to dispute this. Do I have grounds for this or will it reset my SOL?(I was not aware of the SOL until recently and have paid some old accounts off according to CK)
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.