They say there charging me with checking fraud because they say they have me on tape saying a check number and some other info but the names differnent, soc. is differnent, and addresses was wrong. They threaten to call the police. and that its a felony. I havnt even recieved a letter cause they sent it to some other address. They say i have till friday to call and tell them weather im paying or not before they turn it over.What should i do?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.