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What to do if contacted by a collection agency, which has been banned

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I have been contacted by a collection agency about a debt. But, I have found out that it has been banned. What should I do now?




Report about them to the CFPB. Keep everything documented, though. In case, you're bumped with a summon later on by a different collection agency.

Sub: #1 posted on Thu, 07/28/2016 - 05:26

paulcahill80 paulcahill80

(Posts: 2344 | Credits: 256.71)

Don't entertain their collection calls. Period.

Sub: #2 posted on Fri, 07/29/2016 - 03:06

ditchdebt ditchdebt

(Posts: 493 | Credits: 235.96)

Recently, more than 100 debt collection agencies are banned by the FTC. If you’re sure that the collection agency which contacted you is banned by the FTC, immediately hung up, don’t negotiate a settlement deal or pay a penny to them. If the collection agency still harasses you, file a complaint against them with the FTC.

Sub: #3 posted on Fri, 07/29/2016 - 06:07

Phil Bradford Phil Bradford

(Posts: 83 | Credits: 8.63)

The answer is straight and simple, ignore their calls and if they are messing with you too much..file a complaint to the FTC. Don't let them bully you anymore :)

Sub: #4 posted on Sun, 07/31/2016 - 22:48

tiarajoseph11 tiarajoseph11

(Posts: 90 | Credits: 21.4)

This might be a fake collector. If you get another call, then tell the caller to send a written "validation letter"; otherwise, you'll not be interested in discussing the debt.

Contact your creditor and share the caller's detail to know whether or not the creditor has authorized the agency for collection. If the creditor denies, then report the fake call to your State attorney General's office.

Sub: #5 posted on Thu, 08/04/2016 - 05:41

sanderspatricia29 sanderspatricia29

(Posts: 128 | Credits: 19.71)

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