Question:these people have called my job as many as 7 times in one day.Additionally they have called my neighbors. I have ran 20 - 30 days behind for several months. I should be making payments for 2 months and I have made them only for one month thus I am consistently behind.they have also called my neighbors in addition to several other floors in my office building.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.