i called them about a debt they said i had with compucredit which i never had a credit card with those ppl in the first place. they said they would take me to court and that he was going to raise my debt from 997 to 1800 cuz of court fees. can they do that? compucredit said to be a debt relief program and they ended up opening a credit card with my ssn. what can i do to dispute all of this?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.