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Can someone tell me what a civil collection is? I was reading our local county newspaper and saw my name under civil collections with Credigy Receivable Inc. The problem is I have no idea who they are and what they are collecting for. Any informaton would be appreciated. Thanks!

Send a debt validation letter because you have the legal rights to know about the debt they are collecting for.

One can insert your name anywhere but it must have a legitimate purpose. Use your legal rights and get the debt validated by Credigy.

Sub: #1 posted on Fri, 11/17/2006 - 04:14

Flying Cats Flying Cats

(Posts: 478 | Credits: 68.47)

I don't have any information on where to contact them. Seeing it in the newspaper was the first that I heard about it. Would the court house give me any information?

Sub: #2 posted on Fri, 11/17/2006 - 04:34

landrylou landrylou

(Posts: 310 | Credits: 90.11)

It could be that you are being served with a lawsuit by publication. Definitely check with the courthouse. If there is a lawsuit against you, you need to take care of that. Here is some information for when you are being sued that I recently posted to my blog.

Link deleted as per forum rules - Mike

Sub: #3 posted on Fri, 11/17/2006 - 04:47

Sam Glover Sam Glover

(Posts: 161 | Credits: 39.67)

Aren't these ppl supposed to contact you before putting it in the paper??

Sub: #4 posted on Fri, 11/17/2006 - 04:49

natdust20 natdust20

(Posts: 1345 | Credits: 164.28)

There are supposed to try, at least. Often, it seems, debt collectors are either unwilling or unable to do the legwork. Still, if you don't answer a lawsuit, things much worse than a phone call from a debt collector will follow. It's better to be sure.

Sub: #5 posted on Fri, 11/17/2006 - 04:51

Sam Glover Sam Glover

(Posts: 161 | Credits: 39.67)

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