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Civil Collection?

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Posts: 310
Credits: 9010.1
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Can someone tell me what a civil collection is? I was reading our local county newspaper and saw my name under civil collections with Credigy Receivable Inc. The problem is I have no idea who they are and what they are collecting for. Any informaton would be appreciated. Thanks!




Flying Cats
Debt Samaritan
Posts: 478
Credits: 6846.95

Sub: #1 Send a debt validation letter because you have the legal rights
Thu, 11/16/2006 - 14:44

Send a debt validation letter because you have the legal rights to know about the debt they are collecting for.

One can insert your name anywhere but it must have a legitimate purpose. Use your legal rights and get the debt validated by Credigy.




landrylou
Posts: 310
Credits: 9010.1

Sub: #2 I don't have any information on where to contact them. Seeing it
Thu, 11/16/2006 - 15:04

I don't have any information on where to contact them. Seeing it in the newspaper was the first that I heard about it. Would the court house give me any information?




Sam Glover
Debt Samaritan
Posts: 162
Credits: 3967.35

Sub: #3 It could be that you are being served with a lawsuit by publicat
Thu, 11/16/2006 - 15:17

It could be that you are being served with a lawsuit by publication. Definitely check with the courthouse. If there is a lawsuit against you, you need to take care of that. Here is some information for when you are being sued that I recently posted to my blog.

Link deleted as per forum rules - Mike




natdust20
Posts: 1350
Credits: 16427.74

Sub: #4 Aren't these ppl supposed to contact you before putting it in th
Thu, 11/16/2006 - 15:19

Aren't these ppl supposed to contact you before putting it in the paper??




Sam Glover
Debt Samaritan
Posts: 162
Credits: 3967.35

Sub: #5 There are supposed to try, at least. Often, it seems, debt colle
Thu, 11/16/2006 - 15:21

There are supposed to try, at least. Often, it seems, debt collectors are either unwilling or unable to do the legwork. Still, if you don't answer a lawsuit, things much worse than a phone call from a debt collector will follow. It's better to be sure.




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