Debt Consolidation Forums Collection agencies and creditors forums
GC Services settlement - Should I settle the debt with the CA?
Wed, 08/13/2008 10:30
Well, I just took another hit from James Lombardo. My account with Citi that he was supposedly working on has gone to collections at GC Services.
What should I do? I have heard nothing from this CA yet, and it has been with them since May.
I would like to settle the account but do not want to deal with a CA if I don't have to. Of course, Citi is telling me that is the only way, despite the situation. At first, they asked me if I had been contacted by or had contacted the CA myself over the last 30 days, to which I responded "no". Not sure if I hurt or helped myself with that one.
Should I DV them? Would that "kick" the debt back to citi?
Should I just try to do GC Services settlement, and demand that they remove their listing from my credit report?
Sorry for all the q's--very new to dealing with this stuff (which is why I hired a third party to begin with...)
Thanks for any assistance...