GC Services settlement - Should I settle the debt with the CA?
Date: Wed, 08/13/2008 23:00
Well, I just took another hit from James Lombardo. My account with Citi that he was supposedly working on has gone to collections at GC Services.
What should I do? I have heard nothing from this CA yet, and it has been with them since May.
I would like to settle the account but do not want to deal with a CA if I don't have to. Of course, Citi is telling me that is the only way, despite the situation. At first, they asked me if I had been contacted by or had contacted the CA myself over the last 30 days, to which I responded "no". Not sure if I hurt or helped myself with that one.
Should I DV them? Would that "kick" the debt back to citi?
Should I just try to do GC Services settlement, and demand that they remove their listing from my credit report?
Sorry for all the q's--very new to dealing with this stuff (which is why I hired a third party to begin with...)
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
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