I had a judgment filed against me in 2007 when LVNV Funding Sued me. Yes I owe the money but I cannot pay, they cannot take my income because I am income exempt. I am on Social Security Disability and I also have no assets they can take.
I have not heard a thing about this until today. I got a call from Central Credit Services, Inc and at first I didn't know what they where calling for until he told me about the judgment. He asked me how much I was going to pay and gave me a lesser amount than what the judgment was for. I told him I am on disability and can't pay. He asked how much I got I told him none of his business and that my income is exempt.
He said so your not going to pay? I said no and he said " I will let them know" and hung up.
Should I be doing anything about this? Should I send them proof of my disability so they do not go after my bank account or do I go to my bank for that? All my income in my account is strictly SSDI.
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