These people are rediculus. They call and call, and demand that i pay ore than I can. I offered to pay I told themn I would pay 250.00 even though I knew I could not cause they wouldnt let me do lower than that. They called today and siad that I had to pay offered me a settlement offer, and I am broke at the moment. i offered to pay $50.00 he did not want that, and they said today was the last day they could go, that the clients or whatever would not go anymore and that I had to pay something today. I said that I never recieved anything in the mail from them and he gave me my address and said they had sent something, and that so I remember taking out this loan, and I had taken it out last August or so, but got into deep with PD loans so I had to close bank account. BUT I never recieved anything in the mail from these people at all. he said are you trying to say that we are fraudulent i said I am not saying that, I just never got anythuing in the mail from this company. He said that he would turn me over to an attorny in my area and i would end up paying for court cost and all that. They are in Niagra Falls NY and I am in Arkansas city kansas. What can they do? i have heard that this company is faudulent, but I do owe this PD loan company. I npppwed $90.00 and they are trying to get $492.00!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.