I RECENTLY RECIEVED A COMPLAINT ON MY DOOR STEP STATING I NEEDED TO FILE A ANSWER. THE COMPLAINT DOES NOT GIVE MY ANY INFORMATION AS TO WHICH ACCOUNT THEY ARE REFERRING TO I HAVE 3 ACCOUNTS WITH CAPITAL ONE ALL OF WHICH TO MY KNOWLEDGE I HAVE BEEN MAKING PAYMENTS HERE AND THERE. I FELL BEHIND ON PAYMENTS LAST YEAR DUE TO A DEATH IN HE FAMILY AND RISING COST OF LIVING. I AM A SINGLE PARENT WORKING 7 DAYS A WEEK. I AM SO AFFRAID THEY WILL ATTACH MY WAGES. IF ANYONE COULD GIVE ANY INSIGHT AS TO WHERE I SHOULD START I WOULD BE GRATEFUL I LIVE IN THE STATE OF DELAWARE :cry:
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.