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we wrote a couple bad checks to the place where you gamble (for some reason it won't let me post the "c" word) and now them have been sold to certegy. we plan on paying as many of these checks as we can before we file chapter 7 in may. can these be included in the bankruptcy if we can't pay off all of them? or will we be arrested for bad check writing?

I think it depends where you are..In Michigan writing bad checks is a crime.

Sub: #1 posted on Tue, 03/27/2007 - 00:23

finsfan13 finsfan13
(Posts: 6920 | Credits: 652.11)

I believe you can discharge them in chapter 7 bankruptcy. You need to contact your bankruptcy attorney and ask them.

Sub: #2 posted on Tue, 03/27/2007 - 00:33

swedishgirl swedishgirl

(Posts: 326 | Credits: 36.32)

As far as I know writing a bad check can bring criminal charges in every state. I see the court documents for these quite a bit in my job and in every state. As swedishgirl said, check with your attorney and try to get this taken care of as soon as possible.

Sub: #3 posted on Tue, 03/27/2007 - 00:40

ramj70 ramj70

(Posts: 193 | Credits: 22.77)

You must check with your state laws first. Someone writing a bad check intentionally and in order to avoid the payments will come under strict legal actions according to the laws.

You need to call Certegy and confirm that they have your file with them. Get the debt validated in writing because they are bound to follow the federal laws. Read the FDCPA for the complete understanding on legal collection practices. Then you need to plan on repayments

Sub: #4 posted on Tue, 03/27/2007 - 01:29

Trenity Trenity

(Posts: 504 | Credits: 63.13)

I would say first get a hold of your gambling problem,then take it from there!

Sub: #5 posted on Tue, 03/27/2007 - 06:11

Roadwarrior Roadwarrior

(Posts: 639 | Credits: 12.06)

In most states writing bad checks is a crime and I do not believe that you can charge them off in a bankruptcy.

Sub: #6 posted on Tue, 03/27/2007 - 06:49

fedupinpa fedupinpa

(Posts: 1511 | Credits: 224.75)

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