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I received a call this morning from a collection agency on a Dr. bill I owe, I did owe 1400.00 I have it down to 700.00. I have been paying & they are cashing my checks. She told me to send more & to borrow it from a friend, 401k get a loan or credit card to pay them. She stated they are going to turn it over to an attorney for suit. Is this what they usually do? Do you think they will sue? She said she is trying to get me to avoid extra charges. :)




When were the medical procedures completed, and how long has the collection agency had the debt?

Also who is the collection agency?

Sub: #1 posted on Mon, 07/21/2008 - 23:17

smo65d11 smo65d11

(Posts: 1468 | Credits: 133.12)

IMC is the agency & they've had it about 1 year, I have paid a lot over700.00 to them and more to the Dr. before they turned it over. They are cahsing my checks. I am sending another 150.00 a week from Wed. & she said they would apply it, but to borrow it if I could.

Sub: #2 posted on Mon, 07/21/2008 - 23:20

sjfoely sjfoely

(Posts: 5 | Credits: 1.78)

you can only do what you can do ...

Sub: #3 posted on Mon, 07/21/2008 - 23:23

smo65d11 smo65d11

(Posts: 1468 | Credits: 133.12)

Your right, I would pay it all if I could, but I have rent & utilities and other bills to pay too. I guess if they take me to court they take m e to court. I can prove I have been paying.

Sub: #4 posted on Mon, 07/21/2008 - 23:38

sjfoely sjfoely

(Posts: 5 | Credits: 1.78)

They want their money, and they'll take it as they can get it.

I wonder if instead of sending a larger amount next week, does sending in something small (if you can of course) help at all? Does making more frequent, smaller payments help or hurt?

Does anyone know?

Sub: #5 posted on Mon, 07/21/2008 - 23:46

smo65d11 smo65d11

(Posts: 1468 | Credits: 133.12)

Well, the thing is, if they do turn it over and pursue a court case, the Judge is going to see you have been making payments. I would send them what you can, as long as it's on a monthly basis. That's what I do, and when the CA calls, I just tell them I am doing my best, can't do any better than my best. As far as the legal aspect, I'm not sure, perhaps someone else will be able to answer your question though.

Sub: #6 posted on Tue, 07/22/2008 - 00:18

Shazzers Shazzers
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(Posts: 17342 | Credits: 1592.85)

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