Can someone please direct me to the "How to deal with Asset Acceptance" thread?
I filed an answer to the suit stating the debt in past the SOL. Called them to ask what they are going to do and the rep said the file will stay open and they are still waiting for documents. (I have been waiting since June). There are no documents. Is there a time limit on this?
I have been told they can drag this into court. Should I attempt to file a demurer? I am doing this on my own, I don't have money for an attorney.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.