can a collection agency say they will issue a warrant for arrest?

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I recieved a call from a guy called himself lopez all he said was that he represents a law firm but didnt say who i googled the number and found its from a c a recovery and they seem to claim that they are lawyers collecting debts i am sure that they are trying to collect froma payday loan i have he said this is final time he will call me and i have until 5 pm to call him back or else tommorow morning it will be turned over to legal reps and that they will issue a warrant for my arrest anyone here dealt with these people




They can not come and arrest you. That guy is a jerk...what an idiot

Sub: #1 posted on Wed, 12/03/2008 - 13:27

jeffseymour2 jeffseymour2

(Posts: 28 | Credits: 5.05)

any collection agency that threatens that is a bottomfeeder.i wouldn't worry about it.i would check google for the address and send them a DV and C&D letter asap.send them certified mail return receipt.

Sub: #2 posted on Wed, 12/03/2008 - 13:30

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15503 | Credits: 1356.26)

Let's you are still worried here is the link. Look about 10 paragraphs down and see what the federal trade commission says: http:/ /www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

Sub: #3 posted on Wed, 12/03/2008 - 13:30

jeffseymour2 jeffseymour2

(Posts: 28 | Credits: 5.05)

also they sent me a letter and it says i have 30 days to dispute it but yet this guy lopez is giving me a deadline of 5 pm to call him back or he will send it to legal and they will issue me warrant for arrest now i am not worry about this cause i know better but is just stupid how the 30 days is not up yet to dispute and he is threaening me that this is my final chance to resolve this

Sub: #4 posted on Wed, 12/03/2008 - 14:16

Unregistered


that's because this bottomfeeder doesn't want you to dispute or request validation.send the letters to the address on the letter they sent.

Sub: #5 posted on Wed, 12/03/2008 - 14:29

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15503 | Credits: 1356.26)

Tell them to come and get you--this is a scare tactic they are trying to use to get you to pay. What kind of debt do you have?

Sub: #6 posted on Wed, 12/03/2008 - 18:03

kscornell kscornell
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(Posts: 4409 | Credits: 473.18)

A) It is an fdcpa violation to threaten an action that cannot legally be taken. (IE they cannot threaten to arrest you).

Quote:
also they sent me a letter and it says i have 30 days to dispute it but yet this guy lopez is giving me a deadline of 5 pm to call him back or he will send it to legal and they will issue me warrant for arrest

B) That is called overshadowing, and it also violates the FDCPA, because you do have 30 days to dispute the debt. For them to make any statement which gives a false impression that you don't have 30 days, is a violation.

Do what you will, but technically they are breaking the law on at least two counts.

Sub: #7 posted on Wed, 12/03/2008 - 19:51

DebtCruncher DebtCruncher
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(Posts: 2296 | Credits: 269.79)

I've had my 'share' of PDL horrors. I KNOW they can't come to my house, as some of them have claimed. They really hate when you say, "let me think about it and I'll call you back."

Sub: #8 posted on Wed, 12/03/2008 - 20:59

sdchargers_63 sdchargers_63

(Posts: 1798 | Credits: 179.17)

A collection agency can not arrest you, have you arrested, or even threaten to arrest you. That is illegal for them. I would suggest that you check your state laws and find out if you can record calls legally with only 1 party consent.

If you owe on a federal debt I am not so sure but even if that were so I would imagine that there would be some legal perceedings to go through.

Sub: #9 posted on Wed, 12/03/2008 - 22:30

FYI FYI
Moderators
(Posts: 1950 | Credits: 200.54)

what if the call in which i agreed to pay back the debt that i only had 2 hours to decide upon was recorded. I would also like to mention that i have NEVER recieved any communication from this SRS Associates prior to the phone call.

Sub: #10 posted on Thu, 12/04/2008 - 13:09

reineblanche25 reineblanche25

(Posts: 3 | Credits: 1.82)

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