I was served by the sheriff with papers stating that i was being sued for old Providian debt. I checked the county court's website and seen my name. The sheriff advised that I had 20 days to respond. In the meantime a letter from Midland Management arrived in the mail stating the same debt and Apothaker has been calling my house. Should I speak with them about payment arrangements or should I receive something else stating a court date? Any advise is appreciated.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.