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Allied Credit Financial / Attorney John Frye Office

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I am very happy to have found this site!! I have to say that you really do a very good thing here. Its sad that we find ourselves in a place like this, but bad things happen to good people. In saying that people should not be treated even worse then we already feel - as they have no clue what is going on in our lives to have ended up here in the first place.

Anyhow Please do forgive me for the double post as I should have started my thread here. To begin I also had a lovely encounter with Allied Credit Financial / Attorney John Frye Office yesterday ...

These guys were down right evil from get go! When they called my house my daughter had answered the phone & this guy asked for me & my daughter asked who was calling & he told her its David & that he doesn't have time for this to just put me on the phone now!

When I saw her face I got on the phone to see who it was & this man David Bennett was just horrible as he started to beraid me telling me he is an Attorney with John Frye & that he was getting papers ready to sue me for this past due account etc...........

I interrupted his verbal abuse to ask him why he felt the need to scare my daughter like that & how he got an unlisted phone number & why is he calling me at 7:30 at night.

He then just got even more belligerent with me as he now started to rattle off my life story, as he was reading it from my TRW & telling me basically what a loser I was & that I needed to settle this account with him right here & now....

He wanted me to settle for $1900 on a $2400 hundred dollar debt that yes I do owe, and told me if I didn't make these arrangements with him right now and agree to the settlement amount they were offering me that they were going to go & put a lien on my house. He told me that he wanted me to pay this lump sum payment right now & for me to go & get my check book so that we can finish this up right now...

I told him that I could not believe this is happening!! I told him that I had tried to settle the debt with the Original Creditor (Providian) in trying to send them something & they wouldn't hear it. I then asked Mr. David if Providian had written the debt off & sold it to them.

He would not answer - instead he just went off even more going on about what he is going to do to me etc... so while he was doing all this, I went on the internet & pulled up my TRW & low & behold I told him that I see that Providian has written off the debt as it now shows on my TRW...

So then I tell him why didn't he answer my question? I then said to him that as far as I was concerned I did not have a "contract" with them in regards to paying this debt.

I told him that the contract I had was with Providian and since they have now written the debt off then the debt according to them is done with!! And I told him that I will not sit here and be verbally abused by some second party who like vultures went and bought the debt for pennies on the dollar!!

He at this point freaked & told me to hold on.... so what do you think happened next... this new guy comes on Doug Hibbs (yeah funny love fake names I wonder if he is relations to Bud Hibbs ( so now here goes bad cop good cop!

This guy was soft spoken very sweet very calm & polite etc... and basically he profusely apologized to me for the other guys actions in the way he spoke to me & wanted to know what "he" can now do help to settle this. I told him I would be glad to make payment arrangements & that I can send in $20.00 a Month as that is all I can barely afford to do right now.

Mr. Hibbs told me that he was so sorry but they cant & don't make any payment arrangements and that since it has reached this point and is now in their hands that it has now gone "beyond that" & that I needed to either take a loan, find a family member or someone to loan me the money now to make this lump sum settlement payment or he would "sadly" have to turn this over to a lawyer here in my state (Michigan) to sue me for this.

I told him well I am sorry then as you gotta do what you gotta do. I can only give what I have as it is all I can afford. I told him that if we go to court I guess I can try & make arrangements with the judge & let them know that I did try to settle with you & you wouldn't hear of it .... boy did his demeanor change then!!

Mr. Hibbs went into loud & abusive mode & bluntly stated well we also can just take it from your house as you do own property & he suggested for me to either take a loan on the house or refinance it before they take it as this is just a warning on what we can do to you form here if you don't make some kind of agreement with us right now to pay this off.

I told him I was done with the conversation and asked for his mailing address so I can send him a CD letter... he wouldn't give it to me he instead gave me a P.O. Box address & uttered how if I did send him this letter it will be the last thing I will ever do as I will definitely regret it...

I hung up after it is today and who do you think is calling bright and early this morning! I would so love to know how they got my number as I am going to call the phone company to find out & then have it changed!

Does anyone have a physical address for these people? Does anyone else have any info on this law firm / collection agency or whatever they are.. thanks

John P. Frye
3351 Orange Avenue NE
Roanoke,VA. 24012

Sub: #1 posted on Thu, 07/19/2007 - 23:28

cajunbulldog cajunbulldog
(Posts: 4859 | Credits: 424.99)

John P.Frye P.C. Virginia Lawyer
3351 Orange Avenue N.E.
Roanoke,VA. 24012
Phone: (540) 772-7800
Fax: (540) 772-7895

Hope this helps this is the address I got when I googled him. It's under Atlantic Credit and Finance though.

Sub: #2 posted on Thu, 07/19/2007 - 23:29

introuble79 introuble79

(Posts: 42 | Credits: 17.44)

Thank you everyone!!!

Sub: #3 posted on Fri, 07/20/2007 - 00:56


[font=Arial][/font][color=Blue][/color][size=3][/size]I have had my first encounter with frye office myself.His office called my mom how he got that number I have no idea. I live with mom but I use a cell phone which some how he got that number as well and called it. I just turn the sound off and don't answer. I only talked to him once to the point of his conversation turning to harrassment. If you ask me that kind of talk is very close to verbal abuse.I hung up and my cell phone rung immediatly.I never answered. This scares me.
sheila :cry:

Sub: #4 posted on Fri, 09/14/2007 - 08:00


just pay your bills & there wont be any calls at all :wink:

Sub: #5 posted on Wed, 09/26/2007 - 23:36


bills or not, stop calling; use the U.S. Mail system instead and give people a break "guest".

Sub: #6 posted on Thu, 09/27/2007 - 00:48

Lukeskywalker Lukeskywalker

(Posts: 1909 | Credits: 185.22)

just pay your bills debtor....& by the way a letter is always sent out before a call is ever made puke

Sub: #7 posted on Thu, 09/27/2007 - 02:00



Sub: #8 posted on Thu, 09/27/2007 - 02:58


and who do you work for less?

Sub: #9 posted on Thu, 09/27/2007 - 03:50

Lukeskywalker Lukeskywalker

(Posts: 1909 | Credits: 185.22)


Sub: #10 posted on Thu, 09/27/2007 - 03:51

Lukeskywalker Lukeskywalker

(Posts: 1909 | Credits: 185.22)

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