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Response from ACA Recovery Norman Kalina

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Posts: 51
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Last week I receive a call from Norman Kalina's office. Askin what was I going to do about my 2 accounts Paycheck Today and Cash Advance Network. The lady was very rude. But I held my own with her. She then connected me to Jessica Colby who did take the time to listen to me. After hearing what I had to say she told me that she was sending the accounts back to the OCs, because I had overpaid the accounts and I told her I had received letters from their states saying they were null in void. She also said if anyone called and harrassed me to call her back personally. Well today I get my mail and I guess ACA Recovery has tried to provide me with their form of DV for both accounts. All they sis was send me a copy of the online contract. What should I do now. I thought about calling back Ms. Colby and asking if she did send my accounts back or should I just send a follow up DV letter? Should I send them copies of the withdrawls from my account and copies of the letters from Oklahoma and New Mexico.

thank for your help

I would call her back each and every time you get ANYTHING FROM ANYONE ... keep her in the loop. Now if she says: call me every few weeks to let me know what's going on, and she is really helping you, for heavens sake don't call her every day.

Sub: #1 posted on Tue, 07/22/2008 - 03:23

smo65d11 smo65d11

(Posts: 1468 | Credits: 133.12)

I called Ms Colby back today and let her know that I had received the original contracts. She let me know that she was infact sending these accounts back to the OCs. She also told me that she was informing them that I had overpaid. She said that they would honor my C&D and would not be calling. I guess now it is a wait and see game. I know my state is finally mailing letters this week, so hopefully that will do some good. I kind of feel like there are no other options if this is not resolved. I know I certainly will not pay them another dime.

What are the possiblities of Paycheck Today and Cash Advance Network jus sending me to another collection agency. Has that happened to anyone?

Sub: #2 posted on Wed, 07/23/2008 - 00:51

srjanes srjanes

(Posts: 51 | Credits: 14.04)

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