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As you know we are filing chapter 13. The law firm that our overdrawn checking went to, has been calling me. So I called them back tonight to tell them of our plan and to give my attorney's information. The girl is so snoddy..."Well" she said, "Your attorney told you to put your checking account into your chapter 13?" "HUMM they normally don't advise you to put checking accounts into BK", "I'm very surprised by that"...

WHATEVER, as far as I know they tell you to put ALL your creditors into your plan!! So she took down all the information, grunted and said good-bye, GOOD LORD!!!


If your bank account was overdrawn, then they'd be considered a creditor. Why not include them?

Sub: #1 posted on Wed, 09/24/2008 - 06:01

DebtCruncher DebtCruncher
(Posts: 2296 | Credits: 269.79)

Exactly! That was my question...

Sub: #2 posted on Wed, 09/24/2008 - 06:30

lmale lmale

(Posts: 741 | Credits: 98.46)

I guess maybe someone wouldn't put their bank account in a BK if they were intending on keeping it open. Maybe in a situation where being overdrawn was just a temporary situation but they're going to pay it to keep the account.

But if your account was already sent to a law firm... that girl is just trying to have the last word I think and try to belittle you.

Sub: #3 posted on Wed, 09/24/2008 - 06:46

DebtCruncher DebtCruncher
(Posts: 2296 | Credits: 269.79)

I agree you are suppose to put all of your debts down...I wouldn't pay any attention to her snotty attitude.

Sub: #4 posted on Wed, 09/24/2008 - 08:26

ladybug ladybug

(Posts: 2757 | Credits: 282.44)

yes, and now she knows you are represented by an attorney she is not to call you again.

Sub: #5 posted on Wed, 09/24/2008 - 08:34

FloridaRon FloridaRon

(Posts: 1190 | Credits: 74.85)

Sheesh, what a bone head! Hopefully they won't be calling you again.

Sub: #6 posted on Wed, 09/24/2008 - 09:12

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17342 | Credits: 1592.83)

One of our creditors was a bit snotty too. "Well, I'll take down the information, but if we don't hear from your attorney within 14 days, we WILL resume collection activities." Just ignore them and know that soon you won't have to deal with them anymore! They're going to get their money anyway since you are on a 100% payment plan . . .

Sub: #7 posted on Wed, 09/24/2008 - 09:20

alias1958 alias1958

(Posts: 1230 | Credits: 79.88)

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