As you know we are filing chapter 13. The law firm that our overdrawn checking went to, has been calling me. So I called them back tonight to tell them of our plan and to give my attorney's information. The girl is so snoddy..."Well" she said, "Your attorney told you to put your checking account into your chapter 13?" "HUMM they normally don't advise you to put checking accounts into BK", "I'm very surprised by that"...
WHATEVER, as far as I know they tell you to put ALL your creditors into your plan!! So she took down all the information, grunted and said good-bye, GOOD LORD!!!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.